Important Notice Before Applying for Finance

Please be aware that Black Horse & Humm automatically decline finance applications from individuals with a poor credit history, unsatisfied debts, or County Court Judgments (CCJs). Submitting an application that is subsequently declined can negatively affect your credit rating, as each credit application is recorded on your credit file. We strongly recommend reviewing your credit report and addressing any outstanding issues before applying to improve your chances of approval.

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Please be aware that you must be at least 18 years old to apply for finance with Blackhorse or Humm. If you are under 18, please do not fill out this form, as your application will be automatically declined by the finance provider.

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Finance is subject to status, affordability, and age. Meeting minimum criteria does not guarantee approval. Completing this form is an initial enquiry and does not constitute a finance agreement or guarantee of acceptance. You will receive full finance terms before entering into any agreement.

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Please note that we are unable to offer finance on children’s bikes.